A motor vehicle repair and maintenance company has been fined for not having employers’ liability insurance.
Birmingham Magistrates’ court heard how A E Motors Birmingham Ltd Florence Street, Birmingham were unable to produce a certificate of insurance during an inspection. The inspection, being part of an initiative with West Midlands Police and Birmingham City Council, was undertaken after discovering that workers were exposed to excessive amounts of isocyanate paints, which is extremely hazardous to health.
Following the discovery in January 2018, a Health and Safety Executive investigation found that the company did not have employers’ liability insurance in place so were unable to produce a certificate. Employers’ liability insurance ensures employers have at least the minimum level of insurance to cover against claims brought by employees that are injured at work or become ill as a result of their work.
The company has been fined £726 and ordered to pay costs of £557 after pleading guilty to breaching Section 4(2) (b) of the Employers’ Liability (Compulsory Insurance) Act 1969.
Speaking after the hearing, HSE inspector Karen Sweeney said, “Employers carrying out a business in the United Kingdom must have Employers’ liability insurance in place. There have been over 7,000 injuries and 33 fatalities during the past five years in motor vehicle repair shops. Should an incident have occurred at the premises the failure to have insurance would mean that employees may not get any compensation for any injuries or ill health attributable to their work.”
If you would like any help or advice in ensuring you are meeting necessary legal and health and safety regulations then please do not hesitate to contact one of the team on 01924 827869. We can source Employers Liability Insurance, Management Liability Insurance and Staff Absence Insurance for you.